The New Capital Gains Tax Has Killed Real Estate Investing!!
Selling a Tenanted Property can be challenging. I discuss 5 factors to consider when considering selling your rental property.
The Impact of Property Tax Increase
The property tax hike will specifically impact business owners, homeowners, real estate investors, and tenants. Let's delve into the details and understand the potential consequences.
Toronto's January Real Estate Market Report & Interest Rate Cuts
Sales were up in January 2024. In this video, we'll take a look at: 1/ What happened in Toronto's real estate market in January 2024 2/ When will the Bank of Canada cut its benchmark rate
January 2024 Toronto Real Estate Insights: Toronto Vacant Tax, Property Tax, Land Transfer Tax updates and Interest rate cuts
Homes in the city of Toronto for under a million dollars East of Yonge Street
5 Real Estate Investing Lessons from The Psychology of Money
3 Things You Should Not Do When Buying An Investment Property
How is that retirement planning coming along? I’ll show you how one investment property will help you achieve financial freedom. Yes, 1 not 10.
You might be thinking “what is he talking about, of course house prices drop especially during recessions”. There are 3 factors I will cover:
Employment
Demand
Supply
Toronto's October Real Estate & The Hot Rental Market 2022 As we head into the final stretch of 2022, let’s look at Toronto’s October Real Estate numbers & the hot rental market. It's an eye opener!!
There is no doubt house prices have dropped since Feb 2022. Are houses now really cheaper? Hint this is a trick question.
Will Toronto House Prices Drop? Bank of Canada has, so far, increased the benchmark rate 3.5% since Feb. 2022. Toronto house prices have dropped since then.
I discuss what has happened in Toronto's real estate market, what's happening and what will happen based on 3 indicators I'm tracking.
Do you have capital sitting on the sidelines and not sure what to do with it? I'll show you why you need to buy this Toronto condo now as opposed to stuffing your money under the mattress!!
Let's look at 2 market conditions: If the appraisal value is lower than purchase price in a sellers market where the buyer is competing against other offers and if the appraisal value is lower than purchase price in a buyers market.
Do you want to buy a rental property? I’ll show you step by step how to buy 2 rental properties with $151,450. Yes for real, this might sound crazy but let me show you how.
August 2022 Toronto Real Estate Market Analys
is Is there any good news? What happened to Toronto's real estate market in August 2022 from a micro & macro level. 3 indicators I'm looking moving forward to see where the real estate market is going.
And finally, the 2 groups who can benefit from the current real estate market conditions.
Is Real Estate Still A Good Investment?
The real estate market is rate sensitive and it is typical when interest rates rise, the market dynamics shift. Interest rates have gone up by 3 % in 6 months. Is real estate still a good investment?
2 REASONS WHY CONDO PRICES ARE ABOUT TO SKYROCKET
Walking or driving around the city you can see lots of cranes. It seems like there are a LOT of condos being built. Should you be concerned with a lot of supply? Don’t because I’m about to give you 2 reasons why condo prices will skyrocket.
How To Choose The Best Offer When Selling Your Home You have your home for sale and you got an offer. How do you choose the best offer when selling? Hint: It’s not the price!!
Are you thinking of selling your investment property? Stop, before you put the rental property up for sale, there are 4 things you need to know: 1. Capital gains tax: how much capital gains tax you will pay and can you minimize capital gains tax 2. Tenants: Accommodating tenants and working with them to sell 3. Documents: Preparing key documents upfront 4. Vacant Possession: There are 2 potential groups of buyers
Interest rates are going up. Inflation is up. Is time to Panic? We’ll look at it from 3 perspectives:
Sellers
Buyers
Real Estate Investors
Thinking of buying an investment property? 5 Things To Consider Before Buying a Rental Property.
Garden suites are coming to the city of Toronto. 3 Reasons why Garden Suites are a must for anyone looking to buy a house in the City of Toronto.
Have you looked at a potential investment/rental property and thought I could use a investment/rental property calculator right about now? It's here. I go through my investment/rental property calculator where I cover the 3 areas: 1. Monthly cash flow 2. Acquisition costs (capital required to buy the rental property) 3. Exit strategy (how does the rental property look over time).
Should I Buy A House Now Or Wait? What To Know Before Buying A House
Mortgage stress test | mortgage stress test 2021
When I first started investing in real estate, I would open up my analysis chart and plug numbers to look at cash flow, ROI, etc.
This real estate investment analysis is important however….
4 Ways To Be Profitable Investing In Real Estate
Investing in real estate in the long term is profitable. Some investors focus on one factor only when deciding where & what to invest in. However, remember there are 4 ways to be profitable investing in real estate:
1. Cash Flow
2. Mortgage paydown
3. Appreciation
4. Tax benefits
Buying Your First Investment Property? 5 Lessons From 15 Years Of Real Estate Investing
Take action despite of fear
Surround yourself with strong team
Analysis paralysis
Patience paysoff
Always be a student
Capital GainsTax onSale ofProperty: There has been a lot more noise about introducing capital gains tax on the sale of owner occupied homes in Canada. We currently only have capital gains tax on the sale of investment properties
In case you have not noticed, Toronto’s real estate market has been on fire. And I mean everything: detached houses, semi-detached houses and now condos too!! Not to mention the 905 (suburban areas outside the city of Toronto).
5 Types of Real Estate Investment Strategies to Consider
October 2020 Toronto Real Estate Market: Will Toronto's Exitus Continue?
COVID-19 Impact On Toronto's Low Rise Rental Market
Invest in real estate: Take control of your financial freedom. Buying an income property is one way to build long term wealth and have that rental income coming in on a monthly basis as a pension plan.
3 Patterns Toronto Condo Investors To Be Aware Of!!
2020 September Toronto Real Estate Market Report
Can you payoff $1 million mortgage in 10 years? spoiler alert: yes you can!!
🏠 Bungalows in Toronto | 6 Reasons You Need To Buy A Bungalow
What Should Frustrated HomeBuyers Do In Toronto's Real Estate Market?
How Will The New CMHC Rules Impact Home Buyers? Will Really Make Any Impact On Toronto’s Real Estate Market?
I was wrong about Toronto’s real estate market. I thought buyers would sit on the sidelines, get a feel for the market and look for deals. That’s not the case at all!!
Bank of Canada made a mistake reacting to Corona virus!!
What Happened to Toronto's Real Estate Market in February 2020?
Toronto’s real estate market was extremely hot, however I have concerns about the impact of Coronavirus
Sell Your Home If You Don't Make An Extra $92k This Year
Are you looking to build a custom home or flip a house in Toronto? There are features you need to incorporate into the home. There are also 3 options to finance building a custom home.
As a parent, investing in RESPs for my kids future is logical. As a retired engineer who loves math, I did an analysis for the case of investing in real estate vs RESPs....
Take a look and let me know what you think.
Did Toronto's Condo Rental Market in Q3 2019 Cool Down? Supply of condo investment rentals was up 35% but rent prices increased!
What Happened In Toronto's Real Estate Market in 2019 & Why I'm Concerned About 2020!
Should You Buy An Investment Property Under A Corporation or Personal Name?
There are 5 factors to consider when deciding if it is best to buy an investment property under a corporation or personal name.
Is Airbnb, short-term rental dead in Toronto?
Some real estate investors focus on short term rentals. With the recent Local Planning and Appeal Tribunal (LPAT) approving the city of Toronto's regulations regarding short term rentals, does it make sense to focus on this type of real estate investment?
How many investment properties should you buy in Toronto? I’ll tell you what I discovered after reverse Engineering my goal.
I have 4 Issues with "I Have VIP Access to Pre-Construction Condo Project" Social Media Posts.
STOP wasting your home equity: Invest In Real Estate!
Did you know your equity position will double in 5 years at 3% appreciation & mortgage paydown on an investment property?
I'm seeing lots of homeowners in the city of Toronto with dormant home equity. You have an opportunity to put your equity to work to build your retirement fund & long term wealth.
4 Things I Like About Pre-Construction Condos:
1/ Easy downpayment
2/ Ideal for first time home buyers
3/ Smart investing
4/ Diversification
Debating if pre-construction condos or resale condos make more sense for you? I have developed a pre-construction vs resale condo analyzer.
Connect to get your personal analysis: http://nawarnaji.com/contact-us
4 Reasons Why I Like Resale Investment Condos Over Pre-Construction Condos
Home Inspections: What Home Buyers Won't Find Out! There is a misconception home inspections can tell all. Unfortunately that’s not the reality. Home inspections are a must, however there are certain things home buyers won’t find out when doing a home inspection.
Home Buyers: 5 Things To Expect From Your Real Estate Agent
In 2019, should you invest in pre-construction or resale condos?
3 Government policies helping real estate investors
Looking to create a secondary or basement suite? Here are 10 things you need to do
Looking for a duplex for sale? There are 4 reasons why I love duplexes.
Here are the closing costs you can expect when buying a house or condo in Toronto.
How much should you put down for your real estate investment property?
Are you looking for a real estate deal? There are opportunities for condo owners and real estate investors already in the market.
Buyer beware: did you know you as a home buyer you can be on the hook for 25% non resident withholding tax?
There are 4 reasons why I love in-law suites and how they can add benefit to any home owner or investment property owner.
There are 3 phases you need to know before you invest in real estate.
Are you looking to sell a tenanted investment property? Here are some tips to help the process go more smoothly.
Here are three examples to help you better understand the minimum down payment requirements
What do you need to know when building an infill house in the city of Toronto.
What happened in December 2018 and what can we see for the 2019 Toronto Real Estate Market.
Find out what my favorite real estate investment strategy is to get the most out of your investments in real estate.
Have you seen the numbers for November's Toronto real estate market? Here are a few things you need to know.
When is the best time to buy a house in Toronto? Find out the two main answers to this question.
Are you a frustrated first time home buyer in Toronto?Affordability can be a challenge, however here is a plan for home buyers trying to get into Toronto’s real estate market.
There are four reasons why I love Canary District.
Pre-construction condo prices are so high. Is it time to stop buying pre-construction condos and focus on resale investment condos?
What is the CAP Rate Formula? Here are four reasons why I don’t use the CAP rate when analyzing investment properties.
Toronto’s October real estate numbers are out, and here’s what everyone’s missing.
The Ontario Standard Lease came into effect on April 30, 2018 and here are four things you need to know as a real estate investor.
The Bank of Canada increased it’s interest rate this week. Is this good news, or bad news for real estate investors?
There are four things real estate investors can do to avoid ending up at the Landlord/Tenant Board Tribunal.
There are two selling strategies a home seller has. What happens when a bully offer comes in? What is it?
The Real Estate News for September is out. Did you see the opportunity that many will mis?
Are you waiting for Toronto’s real estate market to crash? Here are your options.
here are two reasons for buying a rental property. Here is why 2+2 can equal 19!
Are you looking to buy a pre-construction condo? There are four things you need to know about buying a pre-construction condo.
Stop. Are you thinking of paying off or paying down your rental property mortgage? I’ll tell you why this is a really bad idea.
Here are the four things you need to do in order to buy a second home and rent out your first.
Are you looking to invest in real estate?
Let’s talk about the three reasons why you should invest in real estate
You just bought an investment condo and thought you don’t need to get the condo insured since “insurance” is included in the maintenance fees.
There are three phases in real estate investing: Acquisition, operation/management, exit strategy.
Toronto’s real estate market is one of the most expensive markets to invest in across the country, so is it time to bail out and invest in other cities?
On January 1, 2018 mortgage rules have changed requiring applicants to pass a mortgage stress test.
What's a Mortgage Stress Test?
Since September 1, 2017, the Fair Housing Plan rent control has been the law of the land.
This is the million dollar question I frequently get: Should I invest in pre-construction or resale condos? How do you evaluate which option makes more sense?
Why everyone should have at lease ONE investment property, really! Let's breakdown the numbers.
Toronto's real estate market has significantly cooled off since April with both sales and prices coming off the spring market peak.
With Toronto’s real estate running away at over 30% appreciation from March 2016 to March 2017, we are no doubt in bubble territory.
The Real Estate Snowball Effect and why Selling Your Home is a Bad Idea
3 things you need to know about Toronto's real estate market in 2017
With fixed mortgage rates rising quickly in the last few weeks, is it finally time to lock in your variable mortgage?
New mortgage rules are in effect as of December 1, 2016 and you will need a mortgage broker to navigate through the maze of mortgages
With prices at an all time high, I still believe there are opportunities to invest in real estate. Here are 3 reasons why it is good to be a real estate investor in Toronto.
It looks like fixed mortgage rates have bottomed out. Monoline lenders and banks increased their fixed mortgage rates anywhere from 0.1% to 0.3%. But what exactly happened for rates to spike?
6 of out 10 real estate agents were caught by CBC marketplace breaking the rules and attempting to double end a listing!
4 risks you need to know of before you decide on short term Airbnb rentals
The latest mortgage rules: the good, the bad and the ugly and how it will impact your own mortgage
It just got tougher for first time home buyers to qualify for a mortgage
3 Reasons why the government will step in to cool of Toronto's real estate market
The pros and cons of firm and conditional offers in Toronto's real estate market
3 Steps to winning bidding wars in Toronto's real estate market
The larger the downpayment, the lower the mortgage rate should be. The more capital the applicant has into a property, the less risk there is to the lender, right? Wrong! Why less downpayment gets you a lower mortgage rate!
With Toronto's real estate prices increasing fast, is it worth to buy an investment property in the city or look at other cities? You will be surprised!
Cranes are everywhere in downtown Toronto building new condos. Are condos still a good investment?
You have outgrown your home, kids need more space, the home office has been converted into a children's play area and there is always morning traffic at the upstairs bathroom with 2 parents and 2 kids fighting for their time slot. A dilemma city dwellers face; should we sell our home and move up or renovate and stay?
Thinking of investing in real estate? Before you put an offer, find out about the 10 commandments of real estate investing
Minister of Finance announced new mortgage rules effective Feb. 16, 2015 requiring 10% downpayment for properties above $500k. Will this affect Toronto's hot real estate market? Find out why not.
Another year comes to a close. 2015 has been a very active real estate market and the numbers don't lie.
Buying a property from a non-resident seller? 3 things you need to know to protect yourself from paying seller's capital gains tax.
Forget 5% or 9% appreciation. All you need is the power of 2.5% inflation to build your long term real estate net worth.
5 factors to evaluate when buying an investment property before you buy on a busy or quaint street.
Will you be at your job at 72 years old or have to be a Walmart greeter to fund your retirement shortfall? Investing in real estate can compliment RRSP investments since Canadians are not investing enough for retirement
Get 23% ROI annually and sleep better at night without worrying about market corrections
What comes first: choosing an advisor or the product? Do you find an investment property first then choose a real estate agent or choose your real estate agent who helps you find an investment property?
Are you frustrated trying to find an investment property in Toronto with a good CAP rate. Stop, you will find great investment properties if you don't focus on CAP rates!
Toronto real estate market update April 2025: Why is the real estate market stuck?